Privacy Policy

Introduction

At Jolfuritis, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or purchase our financial education products.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access our website or use our services.

Information We Collect

We collect information that you provide directly to us, information we collect automatically when you use our services, and information from third parties.

Personal Data You Provide to Us

We may collect the following types of personal data that you voluntarily provide to us:

• Contact Information: Name, email address, mailing address, phone number
• Account Information: Username, password, account preferences
• Payment Information: Credit card details, billing address, and other payment details (note that payment information is processed by our secure third-party payment processors)
• Profile Information: Educational background, professional experience, financial goals
• Communications: Information you provide when you contact us with questions, feedback, or otherwise correspond with us
• Survey Information: Your responses to surveys or questionnaires we may conduct

Information Collected Automatically

When you access or use our website, we may automatically collect certain information about your device and usage, including:

• Device Information: IP address, device type, operating system, browser type, mobile network information
• Usage Data: Pages you visit, time and date of your visit, time spent on pages, links clicked, and the pages you visited before and after navigating to our website
• Cookies and Similar Technologies: We use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities

How We Use Your Information

We use the information we collect for various purposes, including:

• Providing, maintaining, and improving our services
• Processing and completing transactions
• Sending you technical notices, updates, security alerts, and administrative messages
• Responding to your comments, questions, and requests
• Communicating with you about products, services, offers, promotions, and events
• Personalizing your experience and delivering content relevant to your interests
• Monitoring and analyzing trends, usage, and activities in connection with our services
• Detecting, investigating, and preventing fraudulent transactions and other illegal activities
• Protecting our rights and property
• Complying with legal obligations

Disclosure of Your Information

We may share your personal information in the following circumstances:

• Service Providers: We share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service
• Business Transfers: If we are involved in a merger, acquisition, financing, or sale of business assets, your information may be transferred as part of that transaction
• Legal Requirements: We may disclose information if required to do so by law or in response to valid requests by public authorities
• Protection of Rights: We may disclose information to protect the rights, property, or safety of Jolfuritis, our users, or others

We will not sell, rent, or lease your personal information to third parties without your consent, except as disclosed in this Privacy Policy.

Cookie Policy

Our website uses cookies and similar tracking technologies to collect information about your browsing activities. Cookies are small data files stored on your device that help us improve our website and your experience, see which areas and features of our website are popular, and count visits.

Types of Cookies We Use

• Essential Cookies: These cookies are necessary for the website to function properly and cannot be switched off in our systems
• Analytical/Performance Cookies: These cookies allow us to recognize and count the number of visitors and see how visitors move around our website
• Functionality Cookies: These cookies enable the website to provide enhanced functionality and personalization
• Targeting Cookies: These cookies record your visit to our website, the pages you have visited, and the links you have followed

Managing Cookies

Most web browsers allow you to control cookies through their settings preferences. However, if you limit the ability of websites to set cookies, you may impact your overall user experience. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information. These may include:

• The right to access, correct, update, or request deletion of your personal information
• The right to object to processing of your personal information
• The right to opt-out of marketing communications
• The right to data portability
• The right to withdraw consent

To exercise any of these rights, please contact us using the contact information provided at the end of this Privacy Policy.

Data Security

We have implemented appropriate technical and organizational security measures designed to protect the security of any personal information we process. However, please note that no electronic transmission or storage of information can be entirely secure, and we cannot guarantee absolute security.

International Data Transfers

Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. If you are located outside Ghana or the United Kingdom and choose to provide information to us, please note that we transfer the data to Ghana, the United Kingdom, or other locations where we and our service providers operate.

Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us.

Third-Party Links

Our website may contain links to third-party websites and services. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to read the privacy policies of every website you visit.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to our practices or for other operational, legal, or regulatory reasons. The updated version will be indicated by an updated "Last Updated" date. We encourage you to review this Privacy Policy frequently to stay informed about how we are protecting your information.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at: